BRM Chesterfield

Wills

The Need For a Will

It is a fact that many people do not make a Will, thinking that their estate will pass automatically to the people they love.

Many people think that everything you own will pass to your spouse and then your children if you die without making a Will. Dying without writing a Will is referred to a dying "intestate"

If you die intestate; i.e. without making a will, other people will decide how your money and property will be distributed. Without a Will your wishes may not be carried out and close relatives, including your spouse, may not be adequately provided for.

The Cost of Making a Will

The cost of making a single will starts from £110 plus VAT with "mirror" Wills for a couple costing £160 plus VAT.

Home visits for elderly or infirm clients can be arranged at no extra cost in most circumstances.

To make sure that your estate will be dealt with as you wish, contact:

John Nettleship - 01246 560594

Email John

What Happens If You Do Not Make a Will

When you do not make a will, your estate will be distributed in accordance with intestacy rules.

The intestacy rules for married couples

If you are married and your estate is worth less than £250,000

  • Your entire estate goes to your surviving Spouse

If you are married and have children and your estate is worth more than £250,000

Your spouse will receive:

  • Household contents and personal effects
  • The first £250,000.00 of the estate; and life interest in half of the residue

Everything else goes to your children when they reach 18, or earlier if they marry, or to their children if they die first.

If you are married and have no children and your estate is worth more than £250,000

Your spouse will receive:

  • Household contents and personal effects
  • The first £450,000 of the estate and half of the residue

The other half of the residue goes to your parents, or if there are none, to your brothers and sisters of the whole blood or their children.

If there are none of the above, the half share goes to your spouse.

The intestacy rules for single persons or widow(er)s

If you are not married and you have children

  • Your entire estate is divided between the children when they reach 18 (or on their marriage if they marry under 18) or to their children if they die first.

If you are not married and have no children

Your whole estate goes to:

  • Your parents, or if none;
  • Your brothers and sisters of the whole blood or their children; or if none;
  • Your brothers and sisters of the half blood or their children; or if none;
  • Your grandparents; or if none;
  • Your uncles and aunts of the whole blood or their children; or if none;
  • Your uncles and aunts of the half blood or their children; or if none;
  • The Crown

Making a Will

When you make a Will, your money and assets will pass to whoever you choose as your beneficiarie. Writing a Will allows you to leave as much or as little as you like to anyone.

If you have an item you would like to make sure a friend receives after your death, making a Will allows this to happen. If you want to leave fixed amounts to children and the remainder of your estate to a charity, a Will allows you to do this.

Making a Will is a simple and inexpensive process that ensures you know where you money will go after your death.

To make a Will, contact :

John Nettleship - 01246 560594

Email John

Registering A Will

So that your Will can be easily located by family, your Executor and Beneficiaries in the future, we can register your Will with the Certainty National Will Register.
Please see our Will Registration page for full details.

Certainty Wills Register Logo Small

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